Company’s CSR initiatives focused on youth skilling, education, healthcare, disability inclusion, child protection and environmental sustainability
New Delhi: Bajaj Finance Limited spent ₹364.48 crore on Corporate Social Responsibility (CSR) initiatives across 217 projects during FY 2025-26, with its programmes targeting education, youth employability, healthcare, disability inclusion, child protection and environmental sustainability.
According to the company’s annual report, Bajaj Finance had a prescribed CSR obligation of ₹333.97 crore for the year. The company reported spending ₹318.81 crore during FY26, while ₹15.16 crore related to ongoing multi-year projects was transferred to the Unspent CSR Account in accordance with applicable provisions of the Companies Act, 2013.
The company’s CSR initiatives form part of the broader Bajaj Beyond programme, under which the Bajaj Group has committed ₹5,000 crore over five years, with an objective of reaching around 2 crore people through skilling and community development initiatives.
Youth skilling remains a major focus
Bajaj Finance placed significant emphasis on improving employment and entrepreneurship opportunities for young people during the year.
Under its SKILLSERV initiative, the company reported training 50,475 students through self-implemented programmes. This included 45,389 enrolments under the Certificate Programme in Banking, Finance and Insurance (CPBFI).
The 120-hour CPBFI programme focuses on first-generation graduates and students from Tier 2 and Tier 3 locations, providing training in banking, financial services, insurance and workplace skills.
The company also supported training programmes in areas such as gold loans, microfinance and housing finance.
Across its broader livelihood and enterprise initiatives, Bajaj Finance reported supporting 1,22,895 individuals for entrepreneurship and self-employment.
Education programmes reach more than 5.4 lakh children
Education continued to be one of the largest components of the company’s CSR portfolio.
Bajaj Finance reported that 5,40,224 children were reached through education-related programmes during FY26.
Its school-development interventions include the 5S Model School framework, which focuses on infrastructure, learning outcomes, student capabilities, safety and school culture.
The company also supported initiatives covering foundational literacy and numeracy, mental health and digital learning.
The reported figures demonstrate the scale of the company’s education interventions, while longer-term indicators such as learning outcomes, attendance and student retention remain important for measuring the lasting impact of these programmes.
Healthcare initiatives support children and vulnerable communities
Healthcare programmes reached 35,912 children during FY26, according to the annual report.
The initiatives supported specialised healthcare interventions involving cleft lip and palate treatment, Type 1 diabetes, paediatric cancer, epilepsy and malnutrition.
Under the Gifting Smiles programme, more than 4,000 cleft lip and palate surgeries were supported across Maharashtra, Rajasthan and Uttar Pradesh.
The company cited programme-level impact findings showing that 80.39% of participating children experienced improved speech clarity following treatment.
Another initiative, Phulwari in Madhya Pradesh, supported 1,200 infants and toddlers from tribal families, with the company reporting weight gain among 81% of participating children.
Disability inclusion gets major CSR support
Disability inclusion was another significant area of intervention.
Bajaj Finance reported supporting 3,90,369 Persons with Disabilities (PwDs) through programmes involving rehabilitation, healthcare, education and inclusion.
During FY26, 21,877 persons with disabilities received skilling support.
Through the Youth4Jobs Grassroot Academy, 1,463 young people with disabilities were trained, with the programme reporting a 55% placement rate.
The company’s initiatives also included early identification, counselling and support for children with physical and intellectual disabilities.
Child protection programmes expand
Bajaj Finance also invested in programmes focused on protecting children from trafficking, abuse, exploitation and child labour.
The company reported reaching 26,072 children through child-protection initiatives during FY26.
Its interventions included support for Model Child Care Institutions, community awareness programmes and capacity building for stakeholders.
The company also partnered with organisations working in child protection, including the Kailash Satyarthi Children’s Foundation.
Environmental initiatives include 2.02 lakh saplings
Bajaj Finance’s CSR and sustainability efforts also included environmental programmes.
Through Project Aranya, the company supported the planting of 2,02,000 saplings across 53 cities in 12 states during FY26.
The company also reported an internal sustainability initiative that helped eliminate more than 3.5 crore paper cups since April 2025 through behavioural changes across its workforce of more than 69,000 people.
While Project Aranya represents a community-level environmental intervention, the paper-cup initiative primarily relates to the company’s internal sustainability efforts.
Employees participate in community initiatives
Employee volunteering formed another component of Bajaj Finance’s social-impact activities.
During FY26, 435 employees contributed 536.5 volunteering hours.
Employees participated in activities including child-safety awareness, POCSO-related awareness programmes, career guidance, artificial intelligence awareness and interview preparation sessions for students.
22 projects undergo impact assessment
Bajaj Finance reported that 22 CSR projects underwent independent impact assessments during FY26.
Impact assessments are intended to evaluate whether CSR interventions are delivering their intended outcomes and provide insights that can be used to improve future programmes.
The company highlighted several programme-level outcomes, including improved speech clarity following cleft-care interventions.
However, beneficiary numbers across different programmes represent different categories and time periods, meaning annual beneficiaries and cumulative project beneficiaries should not automatically be treated as unique individuals.
Bajaj Finance’s CSR at a glance
| Particular | FY 2025-26 |
|---|---|
| Total reported CSR spend | ₹364.48 crore |
| Prescribed CSR obligation | ₹333.97 crore |
| Direct spending during FY26 | ₹318.81 crore |
| Ongoing project amount | ₹15.16 crore |
| CSR projects | 217 |
| Students trained under SKILLSERV | 50,475 |
| CPBFI enrolments | 45,389 |
| Children reached through education | 5,40,224 |
| Children reached through healthcare | 35,912 |
| PwDs supported | 3,90,369 |
| PwDs receiving skilling support | 21,877 |
| Children reached through protection programmes | 26,072 |
| Saplings supported | 2,02,000 |
| Cities covered under Project Aranya | 53 |
| States covered under Project Aranya | 12 |
| Projects impact-assessed | 22 |
A broad CSR portfolio
Bajaj Finance’s FY26 CSR portfolio reflects a broad approach combining education and employability with healthcare, inclusion, child protection and environmental action.
Through its participation in the wider Bajaj Beyond initiative, the company is positioning CSR not only around financial expenditure but also around building skills, improving access to essential services and creating longer-term opportunities for vulnerable communities.
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